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Louis Ambrosio's avatar

Back in the 1970's libertarian economist Harry Browne proposed what he termed the Permanent Portfolio. This was driven in part by recency bias in experiencing high inflation, high and rising interest rates and tight energy supply. The portfolio was quite simple, 1/4 Treasury Bonds, 1/4 Treasury Bills, 1/4 S&P 500 and 1/4 Gold Bullion. Wall Street launched a mutual fund in 1982 employing his strategy. Of course, with the benefit of hindsight, this was the absolute worst time to invest in such a fund. But, in the period of 2000-2010 the fund had a cumulative return of 153.39% vs -9.88% for the Vanguard 500. My thinking is that we are in or near another period where the Permanent Portfolio may outperform the S&P again.

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Michael Howell's avatar

I agree

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David Lentz's avatar

Wealth taxes and exit taxes are becoming an increasing concern for some

Spain has a wealth tax on global liquid assets above 500 euros

Apparently USA has an exit tax if decide to give up USA citizenship to escape the IRS and having to file in USA every year even though live elsewhere

Michael mentioned the demographic factor

USA and Canada trying to adjust that by bringing massive percent of immigrants as percent of population both legal and undocumented

Who knows how many undocumented in USA could be over 20 million people?

Are about 73 million baby boomers

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Jorge ARJ's avatar

Hi David

I am spanish and I can tell you the wealth tax as you say does not exists

There is a wealth tax for over 1 million € in assets excluding your primary house. 2 million € if you are married (also excluding your primary house)

And in many regions in Spain you don't have to pay it because some Regional Governments offer a 100% allowance

Here are 2 links with the details:

https://www.pellicerheredia.com/en/wealth-tax-spain/

https://www.andalucia.com/law/wealthtax.htm

If you are in Spain and paying it. Beware

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David Lentz's avatar

Oh ok that YouTube video was not correct then

Lots of YouTube influencers now talking about living in other countries

She said global liquid assets over 500 EUROS would be taxed

Thanks for the clarification

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David Lentz's avatar

500k euros lol

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Jorge ARJ's avatar

Hi Michael

Congratulations on your reading of the world

The remarks from Trump on Bitcoin are in line with the scrapping of the Laissez Faire philosophy (added to the dial back in globalization that had already started with the friend-shoring). On top of the fiscal dominance it seems both these trends will lead to higher inflation and possibly more misallocation of Capital

Would you agree?

What past period is similar to the current one?

How did it end?

https://x.com/jurabilis/status/1817461798435442943?t=mhf4sxgD3ABz4sha6jqa0A&s=08

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Jeff Monroe's avatar

I’m 100% MSTR allocation

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Michael Howell's avatar

I agree. It is surely more than a coincidence that many Western countries face increased immigration, which has become a political issue yet never seems to be solved.

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Jorge ARJ's avatar

Hi Michael

"ageing populations may require higher taxation levels to afford greater health and social care, and, at the same time, they may lead on to high street price deflation, if traditional spending slows."

Some countries like US, UK, France or Spain are solving this issue through immigration (big population increase since 2000 -> 18% in the US from 2000 to 2022). If the trend continues it would imply more activity + tax collection without higher individual real taxation

What do you think?

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Michael Howell's avatar

Worryingly you could be right. I figure many governments are passively following this course

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Michael Howell's avatar

They typically outperform as economic cycle picks up. With rates having being held high for some long time small cap will have been hurt and this is being reflected in softer economy. So rate cuts should certainly help o/p

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Econodel's avatar

ZIRP for the USA? Boom then bust?

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wino subali's avatar

hi Michael, what is your opinion about the recent strengthening of the Yen vs dollar? Thanks

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Anthony Antonio's avatar

Michael, really good remainder about Monetary Dominance

what is your thoughts on upcoming QRA?

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David Lentz's avatar

Some legislation will be impactful

Apparently Newsom etc can treat homeless people as criminals

But then what does he do? Put them in jail at 45k per year USD of taxpayers expense? Bus them to another state?

Exile them to Somalia?

Kill them?

Seems not well thought out

America is projected to have 40 million homeless that’s my back of envelope calculation

Some 90 percent of Americans have no money and as you age will be hard to find work

Political instability another aspect

I am doing 70 stocks 30 bonds right now

Will see how goes

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SD's avatar

Hi Michael,

Appreciate for the good work.

Do you expect small caps to outperform with respect to cuttings cycles ?

Best Regards

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